What Is SCB Virtual POS and How Is It Integrated with Paywall?
SCB virtual POS is a virtual POS infrastructure that allows businesses to accept online payments via credit card and debit card. Businesses wanting to use this infrastructure directly on their own have to review the provider-specific technical documentation, set up the API connection, and carry out the testing process with their own resources. Managing provider-specific integrations separately can create additional development and operational workload for technical teams. With Paywall, the SCB integration can be configured and managed through a centralized integration structure, reducing the need to manage provider-specific payment integrations separately.
SCB Payment Flow and Checkout Experience
In an SCB payment flow, the payment and verification steps depend on the supported checkout scenario and the configuration used for the transaction. Paywall enables the supported SCB checkout integration to be managed through a centralized payment infrastructure. Transaction results can then be handled within the business’s existing payment and operational flows according to the implemented integration.
Managing SCB and Other Payment Providers with a Single API
Businesses may need to work not just with SCB but also with different banks and payment providers. Paywall’s single-API structure allows SCB, along with other providers, to be managed through the same integration. This way, the business can expand its existing infrastructure without having to carry out a separate development process for every new provider.
Card Storage and Masterpass in SCB Payments
Managing Stored Card Processes with Cardwall — Cardwall supports the centralized management of stored-card processes in supported payment scenarios. Card storage and tokenization depend on the card-storage infrastructure and integration model used.
Stored Card Payment Experience with Masterpass — In supported payment scenarios, Masterpass can enable customers to use eligible stored payment information during checkout. Available features depend on the relevant integration and payment flow.
Fast Checkout with PCI-DSS Compliant Card Storage — PCI-DSS compliance applied in storing card details is not just a security requirement — it’s also an element that reinforces customer trust. Card-data processes should be managed in accordance with the applicable PCI DSS requirements and the security model of the card-storage infrastructure being used.
Increasing SCB Payment Success Rate with Paywall
Smart Routing of SCB Transactions with PayRoute — A smart routing mechanism that directs incoming payment requests to SCB or other providers based on the most suitable routing rule. Transactions can be routed according to predefined rules that take criteria such as payment performance and cost into account.
Failover for Eligible SCB Payment Errors with PayJump — When an eligible transaction processed through SCB fails, PayJump can retry the transaction through another integrated provider based on predefined rules. This can help support payment continuity for eligible failed transactions.
How Is SCB Virtual POS Integration Done?
| Step | Description |
| 1. Obtaining API key information | The business needs to have completed its contract process with SCB and obtained API access information (API key, merchant ID, etc.) from SCB |
| 2. Configuration via the Paywall dashboard | After obtaining the required information from SCB, the relevant integration and environment information is entered into the appropriate fields in the Paywall Management Panel to configure the SCB connection |
| 3. Verification in the test environment | Before going live, it’s recommended to validate different scenarios (successful payment, failed payment, refund, installment transaction) |
| 4. Going live | Once the testing process is completed successfully, the integration goes live and real customer transactions begin processing |
How Does Card Storage Work in SCB Payment Integration?
Stored Card Management with Cardwall — Cardwall supports the centralized management of stored-card processes in supported scenarios. Available card-management capabilities depend on the card-storage infrastructure and integration model used.
One-Click Payment with Masterpass and Stored Cards — A customer with a stored card can pay with a single click on subsequent purchases thanks to Masterpass. This experience significantly shortens checkout time, especially for repeat customers.
Card Data Security and PCI DSS — Card storage and tokenization processes are handled according to the card-storage infrastructure used and the applicable security requirements.
Frequently Asked Questions
How is SCB virtual POS integration done with Paywall?
The required SCB integration and environment information is entered into the relevant fields in the Paywall Management Panel to configure the connection. The technical steps required may vary according to the business’s existing integration structure.
Can the card storage feature be used with SCB payments?
Cardwall can support the centralized management of stored-card processes in supported SCB payment scenarios.
How are SCB card details stored with Cardwall?
Card storage and tokenization processes depend on the card-storage infrastructure and security model used in the integration.
How is Masterpass used in SCB payment transactions?
In supported payment scenarios, Masterpass can enable eligible stored payment information to be used during checkout.
How does Paywall step in when there’s an issue with the SCB payment infrastructure?
When an eligible SCB transaction fails, PayJump can retry the transaction through another integrated provider based on predefined rules. This can help support payment continuity in eligible failed-payment scenarios.
In conclusion, Paywall enables the supported SCB integration to be managed within a centralized payment infrastructure alongside other supported payment providers. Centralized payment management, rule-based routing, and retry capabilities for eligible failed transactions can help businesses manage payment operations more efficiently.
